Risks Of Renting Out Your RV

Last Updated on July 5, 2023

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If you’ve ever wanted to make some extra money but didn’t know where to start why not try renting out your RV? When I first heard of RV Share where you can list your RV and rent it out for the months you are not using it I signed up. Later I started having some concerns so I contacted RVshare:

My two big concerns were

  • Who pays for parking tickets? If they don’t park in the right area that shouldn’t be my fault. I am renting the RV out not driving it for them. I will get the tickets in the mail, I will be responsible, but I don’t want to pay for someone else’s tickets!
  • Who pays for the things that break during the rental period?

I raised my concerns to RV Share and I got their prompt answer:

As for parking tickets: The renter is responsible for any parking tickets during the rental period. RVshare has the renter’s credit card information on file so if a parking ticket is received RVshare will charge the renter the fee for the ticket and then reimburse the owner for any tickets.
When things break: MBA Insurance which is the oldest and largest RV rental insurance company provides insurance to our owners and renters. We work with our owners to make sure they have proper coverage when they sign up to rent their RV.
If something breaks during a rental it depends on what it is and how it broke would determine who is responsible for it. In your example if the AC breaks that is most likely no fault of the renter so the owner would be responsible for fixing that. However, if the renter runs over broken glass and gets a flat tire then that would be the responsibility of the renter to replace it.

Other issues to consider:


Wear and Tear:

Every journey taken in your RV introduces a certain level of wear and tear. When you rent out your vehicle, you expose it to a higher frequency of use, increasing the likelihood of damage and accelerated depreciation. Even with a thorough screening of renters, accidents can happen, resulting in scratches, dents, or other forms of damage to both the interior and exterior of your RV. It’s crucial to evaluate the potential costs of repairs and maintenance before venturing into the rental market.

Insurance Considerations:

Renting out your RV may impact your existing insurance coverage. Most personal auto insurance policies do not provide coverage during the rental period, leaving you exposed to significant financial risk in the event of an accident or damage caused by renters. It’s essential to review your insurance policy and consult with your provider to understand the specific coverage options available for rental situations. Obtaining proper insurance coverage, such as commercial rental or peer-to-peer sharing policies, can help protect your investment and provide peace of mind.


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Liability and Legal Concerns:

When renting out your RV, you assume a degree of liability for the safety and well-being of your renters. In the unfortunate event of an accident or injury during a rental, you may be held legally responsible. It’s crucial to familiarize yourself with local laws, regulations, and liability considerations related to renting out recreational vehicles. Additionally, drafting comprehensive rental agreements and implementing thorough screening processes for renters can help mitigate potential legal issues.

Maintenance and Cleaning:

Renting out your RV requires diligent maintenance and cleaning between each rental. Regular servicing, inspections, and repairs are essential to ensure the safety and reliability of your vehicle. Additionally, thorough cleaning is necessary to maintain a pleasant experience for renters. The time, effort, and cost associated with these tasks should be factored into your decision to rent out your RV.

Potential Rental Challenges:

Renting out an RV comes with its own set of challenges, such as dealing with difficult renters, cancellations, or unexpected changes in travel plans. Managing inquiries, bookings, and rental logistics can be time-consuming and may require prompt communication and problem-solving skills. Being prepared for these challenges and having a contingency plan in place will help you navigate the rental process more smoothly.


Renting your RV is a great way to make extra money and if you’re concerned about damages just remember that you will have only the best coverage offered on the market today. So if something terrible does occur you’re covered for all of it, not part of it.

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